Car dings don’t have to ring alarm bells

If you suffer minor damage to your car and are concerned about the possible impact on your No Claims Discount you don’t need to worry…

SMART repairers, such as Bumps & Scuffs, are recognised by insurance companies as a completely acceptable source for repairing vehicles and avoiding the need to claim against your car insurance policy – so your vehicle can be quickly returned to its “pre-damaged” state.

The types of damage we deal with include scuffs from trolleys in car parks, car parking mishaps, stone chip damage from motorways, and malicious damage such as key scratches.

If you cannot claim against the other party you’ll normally have to pay your excess (including any voluntary excess) and your insurance company is likely to class this as a “fault” claim, which may affect your No Claims status and future premiums.

But with SMART repairs:

  • Most repairs cost less than the average policy excess of £200
  • The low cost usually keeps repair costs below the policy excess
  • No Claims status is therefore unaffected
  • Consequently future premiums are not affected by this type of repair

We’ll assess your vehicle and provide a quotation. If this is less than your excess it does not have to be reported to your insurance company and you are free to authorise us to go ahead with the repair. If a SMART repair is not appropriate for the damage concerned we’ll tell you so you can contact your insurance company to make a claim in the normal way.

To use our FREE, no-obligation quotation service simply drop into our Farnham site, conveniently located between the Shepherd & Flock roundabout and Homebase (you can always download our location map).

Dings don’t have to sound alarm bells if you give us a ring!

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Bumps & Scuffs
45 The Street,Wrecclesham, Farnham, Surrey GU10 4QS
Tel: 01252 217 086
Email: [email protected]
Web: www.bumpsandscuffs.com

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